The 9th challenge for the VCMP is to use all white/cream with 3 layers. I don't generally make all white cards, but the I love the elegant look. But to pull off a nice card like this, you have to use good heavy weight cardstock. I use a nice thick 100# cover weight paper, so it's a nice quality.
paper - Int. paper Accent Opaque Digital 100#
stamp - My Favorite Things
border punch - Ek Success
embossing folder - Darice
heart die cuts - Lil' Inker Designs
banner and rectangle die cuts - Lil' Inker Designs
ribbon - May Arts